LG LAW Chapter 13 Bankruptcy Attorney in Ontario

Chapter 13 bankruptcy; regular income favourite bankruptcy type, they love it because it allows them to plan out how they intend to pay their debts within a period of 3 to 5 years, hence the nickname  “ wage earners’ plan”.

Chapter 13 bankruptcy allows debtors to keep their valuables while paying debts, so it is very different from chapter 7 bankruptcy whereby your assets will be sold to pay your creditors.

Under chapter 13 bankruptcy, the debts are planned out over a period of 3 to 5 years, all that is required of you is to continuously pay the required amount according to the plan through the 3 to 5 years.

It will also enable to clear a second mortgage on your property, while it doesn’t put your property of foreclosure.

The main advantage of chapter 13 bankruptcy is the fact that it allows you to keep all your property during the bankruptcy process.

Debtors also have the opportunity to stop foreclosure on their home, in as much as they follow the repayment plan extensively and they didn’t break any term or conditions of the repayment plan.

With chapter 13 bankruptcy, there is a good chance to cure delinquents mortgage payment with time.

Although, the chapter 13 bankruptcy takes longer time than the other types of bankruptcy because the payment is spread out over a period of 3 to five years, also the procedure for it is complicated than the plan for chapter 7 bankruptcy.

It is the responsibility of the debtors, to produces a fair repayment plan base on their financial capacity and situation, the plan will span a period of 3 – 5 years.

Debtors with secured debts can enjoy lower payments when their debts are rescheduled over its lifespan.

Where are we located?

Our Ontario corporate law office is located at:

337 N Vineyard Ave #100, Ontario,CA 91764, USA.

Call 1(888)901-5240 for free consultation Now!


Chapter 13 Bankruptcy Benefits

There are numerous benefits associated with chapter 13 bankruptcy.
As with every type of bankruptcy, chapter 13 bankruptcy comes with its benefits. Below are a few of chapter 13 bankruptcy.

NOTE: If you need more detailed information about chapter 13 bankruptcy as regarding your financial situation.

Our professional chapter 13 bankruptcy attorney and learned legal professionals at LG Law firm in Ontario will give you more information

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Wage garnishment is the most popular form of garnishment. It is recognised by the federal court as the legal means of collecting outstanding debts from defaulters.
Garnishment is a legal way of collecting debts from defaulters, which is recognised by the US Federal Court. Wage garnishment is the most popular form of garnishment.

A part of the defaulter earned income is deducted by the employee without the debtor’s consent and credited to the creditors every month until the debts are fully paid.

The stoppage of wage garnishment is one of the numerous advantages of filing for chapter 13 bankruptcy.

The creditors must obtain a legal order from the court or federal agency to enable them to garnish your wage.


Chapter 13 bankruptcy allows you to pay what you can afford which is based on your earned income, at the end of the repayment plan, you will be able to wipe out your debts.

During the period of the 3 to 5 years of the repayment plan, you are only required to pay what you can afford if you are unable to pay the whole debts after the repayment plan ends, all your dischargeable debts will be discharged.

You will only be required to pay what you can afford during the period of three to five years, after which your dischargeable debts will be wiped out.

Your debts will immediately stop accruing interest once you apply for chapter 13 bankruptcy. The amount owed as of the time you file for bankruptcy is what you will be using to structured your repayment plan.

Once you pay back the amount as of the first day you file for bankruptcy, as you are compelled to pay according to the repayment plan, you are free from every dischargeable debts, and you get a fresh start.


Automatic stays are giving to everyone, that applies for bankruptcy, the automatic stay prevents your creditors from collecting any funds from you.

Also, any form of direct communication will cease between you and your creditors until the bankruptcy is resolved, and if they must contact you, they must go through your attorney.

Filing for a chapter 13 bankruptcy will help you stop foreclosure on your property.

Speak to a chapter 13 bankruptcy attorney to learn more.

Call our Ontario Law office on 1(888)901-5240 NOW!

Filing a chapter 13 bankruptcy can help you stop foreclosure on your property, contact a professional bankruptcy attorney (like ours!) to get more information.

Call 1(888)901-5240 for free consultation Now!

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The best advantage of chapter 13 bankruptcy is that it allows you to keep all your property without fear of losing any a single one of them.
Chapter 13 bankruptcy gives you enough time (3 to 5 years) to repay your debts. Therefore there is no need for your properties to be sold.

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About us

LG Law firm is the number one choice in Los Angeles for your bankruptcy case, workers’ compensation or personal injury.
We are the number one choice for all your foreclosure, workers’ compensation, personal injury and bankruptcy case in Ontario.
Established in 1999, to provide our clients in Ontario and it’s environment – all over California, with the best professional legal service that will give them the best benefits they deserved in all their legal case.
We have a history of providing the best service to our clients with a track record of excellence.
In 2017 alone, we help our clients to a payment of two million, three hundred thousand dollars ($2.3) in medical treatments only.
We have handled over 12,000 cases with a success rate of 99% coupled with a lot of happy customers that are willing to leave positive reviews on YELP. We can boast that we are the best law firm in Ontario – Yes, LG Law is the best law firm in Ontario.
It is our utmost joy in getting our Clients the best value in every one of our cases.
Our legal team of experienced attorney and professional legal assistants are well trained and equal to the tasks.

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Why Us

Our teams of professionals attorneys and legal representatives are committed to providing the best services to our clients.
We provide our clients with guidance and hope on their path to a fresh start.
We treat our clients with respect and compassion because we believe that our clients’ needs are unique and different to their situations.
Call 1(888)901-5240 Today! We will provide you with a no-cost consultation.
LG Law Firm has consistently provided our client with the necessary tools to stay out of debts.

Call 1(888)901-5240 Now, to get a free consultation.


Call To Action

We are a law firm that has a track record of success in dealing with foreclosures, personal injury, workers’ compensation and bankruptcy legal cases.
Call LG Law Firm now to book an appointment with the best attorney in Los Angeles.

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“I’ve received $400,000.00 through a Compromise and Release in addition to Medical Treatment for Life!”
-Mr. Rojas

“My insurance company wanted to close the case without the possibility of future medical treatment. LG LAW allowed me to continue seeking necessary medical treatment paid by the insurance company.”
– Mr. Avalos

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