You have the option to predesignate your personal doctor as your physician for job-related injuries, but you must do so in writing before you are injured. You also must have your own health insurance for medical conditions that are unrelated to work. All Medical benefits apply when filing workers compensation.
If you have not predesignated a doctor and you suffer from a job-related injury, which doctor you see will depend on whether your employer has created a medical provider network (MPN) or has a contract with a healthcare organization (HCO). However, for medical emergencies, you should call 911 or go to an emergency room. Your employer must make sure you have access to emergency treatment if needed.
Click here to read about the type of benefits you get when filing workers compensation.
Schedule An Appointment To Talk To A Workers Compensation Attorney
Work Injury? We Can Help!
When you suffer an injury at work, you need an experienced workers compensation attorney on your side who knows the law and has experience in dealing with your employer’s insurance company. We have dealt with ALL insurance companies in California and obtained large settlements for our clients. Here are the following steps.
Employers With MPNs
An MPN is a group of doctors and other healthcare professionals who treat injured workers. The California Division of Workers’ Compensation must approve all MPNs. If your employer has an MPN, they must give your information about it in writing, and you will see a doctor in the MPN following a job-related injury. If you are confused on what to do if you get injured at work, please click the link to read the guidelines.
After your initial medical evaluation, you have the option to switch to another doctor in the MPN if it is reasonable to do so. You will usually not be permitted to see a doctor who is outside the MPN.
Employers With HCO Contracts
You will also have the option to switch to another doctor within the HCO after your initial visit. You will also have the opportunity to switch to a doctor outside the HCO, but you can only do so 180 days after your injury is reported if you are covered by employer health insurance. If you are not covered by employer-provided health insurance, you can switch to a non-HCO doctor 90 days after your report your job-related injury. There are a lot of work restrictions after an injury, please read more about it in this article.
REAL WORLD RESULTS
“I’ve received $400,000.00 through a Compromise and Release in addition to Medical Treatment for Life!”
“My insurance company wanted to close the case without the possibility of future medical treatment. LG LAW allowed me to continue seeking necessary medical treatment paid by the insurance company.”
– Mr. Avalos
Don’t Let the Insurance Companies Intimidate You
Employers Without MPNs or HCO Contracts
After seeing a doctor selected by the claims administrator, you will have the option to switch to a different doctor within 30 days. However, the claims administrator will typically be the one who chooses the new doctor.
After 30 days, you can choose a new doctor if your employer has still not provided an MPN. Best article to read how fast you can receive workers’ compensation benefits are in this article
If you have questions about how to choose a different doctor or get a second opinion about your medical condition, discuss your case with a workers’ compensation attorney. Ask them what is a job displacement benefit is.
With over 12,000 workers’ compensation cases resolved and counting, LG LAW a Workers Compensation law firm understands the medical and financial difficulties that you are facing after a job-related injury. Call 1 888-901-5240 to schedule your free consultation.