Chapter 7 bankruptcy2019-04-16T17:10:14+00:00

Chapter 7 Bankruptcy Attorney


Let us be your legal solution to your financial FRESH START


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How much money do you owe?



Are you behind on your payments?


Do you have a wage garnishments?

Step 4


Do you owe taxes?


Did you file your taxes last year?


Why did you fall behind on your debt?



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Chapter 7 Bankruptcy

Chapter 7 is commonly referred to as a “liquidation” because your nonexempt property will be sold and the proceeds will be distributed to your creditors. Once this process is complete, you will get a totally fresh start—you will not have to worry about payment plans or continuing to be involved with the bankruptcy court.

The typical situation where Chapter 7 Bankruptcy is used is when someone does not have much nonexempt property, and they have a lot of unsecured debt, such as credit card debt.  You can have your debt discharged quickly in a Chapter 7 bankruptcy, and all of the income or assets you receive after filing bankruptcy are yours to keep.

There are some potential downsides to Chapter 7 bankruptcy. You may lose your property. If you have an asset that is not covered by your California bankruptcy exemptions, you may be forced to sell it and pay the proceeds to your creditors. You may also only file a Chapter 7 bankruptcy if it has been at least 8 years since you previously received a discharge in a Chapter 7 case.

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Chapter 7 Bankruptcy Benefits

Our Chapter 7 Bankruptcy Attorneys can offer these type of benefits

Talk To A Chapter 7 Bankruptcy Attorney 1(888) 901-5240


“Getting into debt was easy… But getting out of debt was overwhelming. LG LAW helped me clear my debt and gave me a fresh start.”
– James F 2016 client

“Excellent waiting room. Staff was very friendly and very knowledgeable. Good Job Guys!”
– Maria M 2009 Client

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Why Us

Our team of 30+ experienced Attorneys and legal professionals are committed to providing our clients with hope and guidance when facing debt challenges. We do this with compassion and understanding, believing that our clients’ needs in a specific case are unique to their situation and can be managed through legal alternatives up to and including bankruptcy.  Our professionalism and superior services are offered to our clients to help with ending the difficult battle with ever-growing debt management issues. LG LAW has consistently provided our clients with the tools and information necessary to achieve the best possible outcome for debt related problems.

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Who is Eligible for a Chapter 7 Bankruptcy in California?

If your current monthly income is below the California median income, you can file a Chapter 7 case without worrying about the means tests. Higher income filers must pass the means test, which requires you to calculate your allowable expenses and subtract them from you income. If your monthly income, net of the statutorily allowed expenses, is over a certain threshold amount, then it is presumed that a Chapter 7 filing would be abusive. You can overcome this presumption by showing special circumstances that justify additional expenses or adjustments to income. Otherwise, your case will be converted into a Chapter 13 bankruptcy or dismissed.

Even if you are eligible for a Chapter 7 Bankruptcy, it is not necessarily the best option for your situation. If you want to keep your home and it is not completely covered by your California bankruptcy exemptions, then you may want to consider other options. Talk to a California bankruptcy attorney to learn more about the best type of bankruptcy for your situation.

The LG LAW OFFICE IN ONTARIO can help you decide whether a Chapter 7 bankruptcy is the right choice for you. Contact us to request your no-cost consultation with one of our experienced legal advocates.

Need more info about Bankruptcy?

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Chapter 11 Bankruptcy
Chapter 13 Bankruptcy
How to Overcome a Presumption of Abuse in a Chapter 7 Bankruptcy
11 Steps To File Bankruptcy
What is a “No-Asset” Case in Bankruptcy?

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